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“We had no beds, no chairs. We had to beg for cartons to put on the floor so we could sleep.”

Initial loan: P5,000 Annual sales: P840,000 Annual profit: P360,000

Maricel Quiap of Baler, Aurora was only 15 years old when she got married. She and husband Bernard struggled for years, with no house of their own and no steady income.

A turning point came when Mace’s in-laws gave them a machine for cutting wood. “We [started to] earn more, P500 sometimes,” says Bernard. “That’s how our furniture shop got started.”

In 2003, Mace took out her first loan of P5,000 from Alalay sa Kaunlaran, Inc. (ASKI). She used the money to purchase wood, then took a second loan to purchase equipment.

By 2007, the Quiaps were running one of Baler’s most popular furniture shops. They were employing 4 regular workers and 15 on-call workers. A second shop in Nueva Ecija was in the works.

Mace also went back to school. “People laughed at me,” she says. “I’m old but I’m still in school. Sometimes my children ask me to help them with their homework, and I’m embarassed that I cannot help them because I only finished Grade 6. [When people mock me], my husband’s support keeps me strong.”